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Archive for the ‘Business Insurance Pa’ Category

Are you in the process of starting up a new business? If you intend working from an office with equipment and hiring staff members, then having the right small business insurance policy in place can save you lots of money in the long run.

It’s so easy in today’s climate to turn around and take the lowest possible policy you can find, but by side stepping some of the important policy covers, you can land up in serious financial trouble.  If you get customers that visit your property, do not overlook public liability cover.  In all honesty, while it may reduce your premium, it’s not worth it in the long run.

Don’t Land Up In Hot Water

The financial burden of a customer injuring themselves on your property can be catastrophic to a business in the starting up stages; gosh it can cause financial stress on a well-established business.  Did you know that if someone injures themselves they can also claims for loss of income and mental distress?  If you don’t have the money to pay for these claims, your assets can be seized to pay for them, not a situation you want to end up in.

Small things like ensuring that you’re building, equipment, machinery and staff have adequate cover can make all the difference.  Don’t go for the cheapest quote when comparing small business insurance, go for the one that will keep your business covered and not land you in hot water should something happen.

Engage Mutual Assurance aim to offer over 50s life cover with a range of premiums to suit many different budgets. With cover available starting at 27p per day, the over fifties plan can be an ideal way for people aged between 50-80 to ensure they leave a lump sum behind for their loved ones after their death. Whether needing to meet unpaid bills, or pay towards funeral costs, knowing that there will be a sum of money made available can offer some peace of mind to the policy holder.

Our over 50 life insurance plans are designed to be straightforward and acceptance is guaranteed for UK residents aged between 50-80 with no medical required. In many cases, online applicants can start their cover straight away.

We also offer a welcome gift*, just to say thank you. Alternatively, a cashback* option can be chosen (*conditions apply), whilst all over 50 life insurance policy holders can also choose a funeral funding option, together with a £250 contribution towards funeral costs. Please remember that this is not a funeral plan and the lump sum paid out might not necessarily cover the full costs of a funeral.

It is important to stress that these plans are not savings plans but, they do last for life as long as premiums are paid up to the age of 90. After this, premiums are no longer required, but the cover continues for life.

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